Don't invest unless you're prepared to lose money. This is a high-risk investment. You may not be able to access your money easily and are unlikely to be protected if something goes wrong. Take 2 minutes to learn more.

Authorised & Regulated by the FCA (UK) 782496

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  • Estimated average returns of up to 9.0% per year
    Don’t invest unless you are prepared to lose money. This is a high-risk investment. You may not be able to access your money easily and are unlikely to be protected if something goes wrong. Take 2 minutes to learn more.

  • Available as an ISA Account

  • Impact Investing: Earn by Supporting Education

  • Autolend Robot capability for diversification and hands-off investing

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Borrow
  • Student Loans from £5,000 – £100,000

  • Personal loans from £3,000 – £25,000

  • Easy application process

  • No early repayment fee

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Estimated average returns of up to 9.0% per year*

By investing in a diversified portfolio of loans on the Lendwise platform you can currently expect to earn an estimated average return of up to 9.0% per annum (net of expected defaults and loan servicing fee on interest repayments).

Invest

* Don’t invest unless you are prepared to lose money. This is a high-risk investment. You may not be able to access your money easily and are unlikely to be protected if something goes wrong. Take 2 minutes to learn more. Investments on the Lendwise platform are not covered by the Financial Services Compensation Scheme (FSCS). Investment returns on the Lendwise platform are not guaranteed and past performance is not a reliable indicator of future performance.

Average borrower rates of
10% APR*

When it comes to financing your graduate degree Lendwise aims to provide you with a loan that is financed by its Lender members, which comes with a competitive rate that is fixed for the duration of your loan and customised to your profile.

Borrow

Approximate average Lendwise borrower rate including all fees and costs. Your proposal will be unique to your profile and the rate you receive may differ. We’ll offer you a rate based on our assessment of your overall profile.

How do our loans work?

Student Loans 
  1. Step 0

    Students accepted at a post graduate or professional qualification course fill-in a simple form with their details.

  2. Step 1

    Lendwise analyses the data and if successful, sends a funding proposal with proposed amount, interest rate and repayment schedule.

  3. Step 2

    If the student accepts our proposal, finalises the required information for proceeding with the loan agreement.

  4. Step 3

    Lendwise uploads the loan on the primary market place.

  5. Step 4

    Investors fund diversified loan parts either manually or via an auto-invest robot.

  6. Step 5

    Lendwise disburses the loan according to the pre-agreed plan for payment of fees directly to the university and on a monthly basis for living expenses.

  7. Step 6

    Student starts repayment of loan and investors receive capital and interest payments (depending on type of course and duration of loan, repayments may start up to 6 months following graduation).

Invest

Don’t invest unless you are prepared to lose money. This is a high-risk investment. You may not be able to access your money easily and are unlikely to be protected if something goes wrong. Take 2 minutes to learn more. Investments on the Lendwise platform are not covered by the Financial Services Compensation Scheme (FSCS). Investment returns on the Lendwise platform are not guaranteed and past performance is not a reliable indicator of future performance.

Borrow

Approximate average Lendwise borrower rate including all fees and costs. Your proposal will be unique to your profile and the rate you receive may differ. We’ll offer you a rate based on our assessment of your overall profile.

Our Values Recognised


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